1 Referral Incentive

Earn on Every Level — 9 Levels Deep

When anyone joins through your network — directly or up to 9 levels below — you earn a fixed incentive per joining, with no cap on members.

Level 1st
₹200
Level 2nd
₹100
Level 3rd
₹50
Level 4th
₹40
Level 5th
₹30
Level 6th
₹20
Level 7th
₹10
Level 8th
₹5
Level 9th
₹3

Joining fee: ₹1,500 per member | Incentive distributed across upline levels.

Income Projection (if you have 10 directs, each bringing 10)
Level 1 (10 members)
₹2,000
10 × ₹200
Level 2 (100 members)
₹10,000
100 × ₹100
Level 3 (1,000 members)
₹50,000
1,000 × ₹50
Total (L1–L3) (1,110 members)
₹62,000
Combined
REFERRAL INCENTIVE
LEVEL ALLOTMENT (₹) MEMBERS TOTAL INCOME (₹)
1st 200 10 2,000
2nd 100 100 10,000
3rd 50 1,000 50,000
4th 40 10,000 4,00,000
5th 30 1,00,000 30,00,000
6th 20 10,00,000 2,00,00,000
7th 10 1,00,00,000 10,00,00,000
8th 5 10,00,00,000 50,00,00,000
9th 3 1,00,00,00,000 3,00,00,00,000
NOTE
Referral Incentive 9 Level तक Unlimited.
2 Matching Incentive

Pair Matching — ₹300 Per Pair

Build your left & right teams. Every matching pair earns you ₹300, up to 10 pairs daily — unlimited over time.

₹300
Per Matched Pair
10
Max Pairs Per Day
₹3,000
Max Daily Income
YOU
LEFT
Team A
RIGHT
Team B
1 Left + 1 Right = ₹300 Pair Income

First pair: 2:1 or 1:2 allowed · Subsequent: 1:1 only

Daily Earning Projection
Pro Tip: Focus on balanced team building. The more equal your left and right sides, the more pairs match every day.
3 Award & Reward

Honor Kits for Your Achievements

Reach referral milestones to unlock exclusive Honor Kits — T-Shirt, Badge, ID Card Holder & more.

Level 1
🎽
5
Direct Members
1st Honor Kit
Level 2
🎽🎽
10
Direct Members
2nd Honor Kits
Level 3
🏅
15
Direct Members
3rd Honor Kits
Level 4 ★
🏆
20
Direct Members
4th Honor Kit with Premium Badge
What's Inside an Honor Kit?
APCA T-Shirt Metal Badge ID Card Holder Co-ordinator Certificate
20 max directs to
unlock all 4 levels
4 Co-ordinator Incentive

Leadership Earns More on Every Joining

Co-ordinators earn a percentage of the ₹1,500 joining fee from every member that joins within their territory — passive, automatic income.

District Co-ordinator
3 levels under you
5%
₹75 per joining
₹25 shared across 3 District co-ordinators
State Co-ordinator
3 district coords under
4%
₹60 per joining
₹20 shared across 3 State co-ordinators
National Co-ordinator
Management appointed
1%
₹15 per joining
Earned on every national joining
5 Social Activities Fund

Milestone Bonuses — Up to ₹5 Lakh

Achieve pair milestones in your network tree with balanced directs on both sides to unlock massive one-time bonuses.

100
Pairs
Required: 10L:10R
₹5,000
300
Pairs
Required: 20L:20R
₹7,000
500
Pairs
Required: 25L:25R
₹10,000
1,000
Pairs
Required: 30L:30R
₹15,000
2,000
Pairs
Required: 35L:35R
₹25,000
5,000
Pairs
Required: 40L:40R
₹50,000
10,000
Pairs
Required: 45L:45R
₹100,000
25,000
Pairs
Required: 50L:50R
₹200,000
50,000
Pairs
Required: 100L:100R
₹500,000
Cumulative Earning Potential
₹9,12,000
if all 9 milestones achieved
6 Rojgar Fund Subsidy

20% Subsidy on Every Rojgar Fund Loan

APCA Foundation supports member livelihoods by subsidising 20% of every approved Rojgar Fund loan — ensuring you keep more of what you borrow while starting your business or livelihood activity.

Plan 1
💼
₹2,250
Loan Amount
20% = ₹450
5 Directs · 7 Team
EWI ₹450/wk · 4 weeks
Plan 2
💼
₹5,000
Loan Amount
20% = ₹1,000
10 Directs · 15 Team
EWI ₹1,000/wk · 4 weeks
Plan 3
💼
₹10,000
Loan Amount
20% = ₹2,000
15 Directs · 30 Team
EWI ₹2,000/wk · 4 weeks
Plan 4
💼
₹25,000
Loan Amount
20% = ₹5,000
20 Directs · 75 Team
EWI ₹4,000/wk · 5 weeks
Plan 5
💼
₹50,000
Loan Amount
20% = ₹10,000
25 Directs · 150 Team
EWI ₹8,000/wk · 5 weeks
Plan 6
💼
₹100,000
Loan Amount
20% = ₹20,000
30 Directs · 300 Team
EWI ₹10,000/wk · 8 weeks
How the Subsidy Works
  1. Apply for a Rojgar Fund plan from your member dashboard
  2. APCA Foundation subsidises 20% of the loan amount — no repayment on this portion
  3. Repay only the remaining 80% via weekly EWI instalments
  4. Funds disbursed after admin approval and guarantor verification
  5. Use the fund for any livelihood, business, or skill development activity
Why It Matters
  • Instant 20% reduction in repayment burden
  • Up to ₹20,000 subsidy on the highest plan
  • Encourages self-employment & micro-enterprise growth
  • Available to all active, eligible members
  • Weekly EWI schedule — easy, manageable repayments
7 Project se Stitching Income

Product Manufacturing Income

APCA Foundation runs product projects through its District Co-ordinators. Members who stitch products earn income directly — empowering women and local artisans while creating sustainable livelihoods.

🛍️
Cloth Carry Bag

Eco-friendly carry bags stitched by members and distributed through the APCA network.

🌙
Ladies Nighty

Night-wear stitched locally by women members and sold through wholesale and retail channels.

👘
Ladies Kurti

Traditional kurtis crafted by members, promoting skill-based self-employment for women.

🪡
Ladies Petticoat

Petticoats stitched under the APCA project, providing steady work and income for members.

8 Project se Wholesale Income

Product Wholesale Income

Members who purchase and distribute APCA project products at the wholesale level earn income from bulk supply — covering both stitching products and the Ready-to-Make business product line.

🧵
Stitching Products
Cloth Carry Bag · Ladies Nighty · Kurti · Petticoat

Buy stitched products in bulk from APCA and supply them to retailers, shops, or individuals in your area. Income is earned through the difference between wholesale and retail price.

🧴
Ready-to-Make Business Products
9 Cleaning & Household Products

Toilet Cleaner · Dish Wash · Car Wash Shampoo · Floor Cleaner · Glass Cleaner · Detergent Liquid · Bathroom Cleaner

9 Project se Retail Income

Sell Directly & Earn the Full Retail Margin

Members who sell APCA project products directly to customers at MRP earn the difference between the wholesale price and retail price as their income — for both the stitching product line and the cleaning product line.

🛍️
Stitching Products
Cloth Carry Bag · Ladies Nighty · Kurti · Petticoat
🧴
Cleaning Products
9 Ready-to-Make household & cleaning products
10 Repurchase Income

1% on Every Level — 9 Levels Deep

Whenever a member in your network repurchases a product, you earn 1% of the value — passively, across all 9 levels.

L1
1%
Level 1
L2
1%
Level 2
L3
1%
Level 3
L4
1%
Level 4
L5
1%
Level 5
L6
1%
Level 6
L7
1%
Level 7
L8
1%
Level 8
L9
1%
Level 9
Sample: If each member repurchases ₹10,000/month
LevelMembersRepurchaseYour 1%
L1 10 ₹100,000 ₹1,000
L2 100 ₹1,000,000 ₹10,000
L3 1,000 ₹10,000,000 ₹100,000
Total (L1–L3 only) ₹1,11,000
Why Repurchase Matters
  • Completely passive income — earned without your effort
  • Grows as your network continues buying products
  • 9 levels means deep earning potential
  • Encourages product-based, sustainable community model
  • Compounds as members renew or upgrade
Rank System

Co-ordinator Eligibility Ladder

Climb the rank ladder to unlock co-ordinator positions, larger territories, and higher percentage income on every joining.

1
Gram Panchayat Co-ordinator
Village level
5 Direct Members
2
Block Co-ordinator Co-ordinator
Block level
10 Direct Members
3
Tahsil Co-ordinator Co-ordinator
Tahsil level
15 Direct Members
4
District Co-ordinator Co-ordinator
District level
20 Direct (10L:10R)
5
State Co-ordinator Co-ordinator
State level
10 District Co-ordinators
6
National Co-ordinator Co-ordinator
National level
By Management
Co-ordinator Benefits
  • Earn percentage on every joining in your territory
  • Automatic income — no extra work required
  • Advance from Gram Panchayat to National level
  • Co-ordinator badge & ID recognition
Terms & Conditions

Key Rules & Deductions

All income is subject to the following standard deductions and thresholds. These apply at the time of each withdrawal.

💰
₹500
Minimum Withdrawal
🏛️
5%
Admin Charge
♻️
5%
Repurchase Wallet Deduction
📋
2%
TDS Deduction
Pair matching income capped at ₹3,000/day (10 pairs). Only Higher Excess pairs carry forward.
First pair can be 2:1 or 1:2. All subsequent must be 1:1.
Co-ordinator income earned passively on every new member in your territory.
Social Fund Amount credited upon milestone verification by management.
Repurchase income earned automatically when downline members buy products.
KYC verification required before any withdrawal/transfer is processed.
Members must maintain an active account to receive all income types.
Management reserves the right to modify plan terms with advance notice.

Ready to Start Earning?

Join APCA Foundation today for just ₹1,500 and unlock all 10 income streams immediately upon activation.